In California, residents own over 10 million individual life insurance policies with an average policy coverage of $200,000 per policyholder. Are you properly covered?
At Everett Callahan Insurance Agency, Inc., our life insurance will protect against financial disaster that may strike your family at any time. With so many choices for life insurance coverage including term, universal, whole, variable, funeral and burial insurance it can be hard to decide which type of policy is best for your needs.
There are two main options when it comes to selecting a life insurance policy: whole life insurance and term life insurance. These policies vary quite a bit, and are both valid insurance options, depending on your needs.
Whole Life Insurance:
- Permanent Coverage
- Builds Equity over Time
- Can Be Very Valuable In The Long Run
Term Life Insurance:
- Covers A Specific Period Of Time
- Lower Premiums
- Rates Can Change if You Renew
Life insurance no longer has to be expensive and complicated. If you are unsure of which life insurance plan is right for you, give us call today at 888.921.4538 for a personalized consultation with one of our experienced agents.