Universal Life Insurance

Universal life insurance is a type of life insurance policy that falls between term life insurance and whole life insurance. It offers the flexibility of monthly term life insurance along with a savings element, much like whole life insurance. Universal life coverage is flexible because it allows you to shift money between the insurance and savings elements of the policy.

The agents at Everett Callahan Insurance Agency, Inc. understand that your needs are not stagnant. A universal life policy is a permanent policy, but since your lifestyle is bound to change over the years we are committed to making your policy as easy to update as possible. Our universal life insurance policies are designed to adjust to your changing coverage needs. Though underwriter approval will be necessary for some changes, by and large, you can adjust the policy to cover specific amounts of time and pay out specific death dividends.

At Everett Callahan Insurance Agency, Inc. our universal life policy enjoys the following benefits:

  • Flexibility of coverage
  • Adjustable death benefits
  • Tax-deferred credit

Everett Callahan Insurance Agency, Inc. is an industry expert on life insurance, so we can help ease the life insurance planning process for you. Contact us today – or fill out our online form – to learn more about our universal life insurance coverage.