Errors and Omissions vs. Professional Liability: Key Differences and Coverage Insights

Similar Coverage

E&O and professional liability insurance both cover client lawsuits for mistakes or unsatisfactory work, with different names depending on the industry.

Industry Terminology

E&O is common in real estate and IT, while professional liability is used for fields like architecture and consulting. Both offer similar protections.

Coverage for Professionals

Both E&O and professional liability insurance cover legal costs for claims like mistakes, missed deadlines, and incomplete work, protecting against financial loss.

Cyber Insurance

Cyber liability insurance covers data breaches and cyberattacks, which E&O doesn’t. Bundling cyber coverage with E&O creates a comprehensive tech E&O policy.

Cost Factors

E&O or professional liability insurance averages $735/year. Costs vary based on coverage amount, claims history, business type, and deductible size.

Choosing Coverage

Understand the difference between E&O and professional liability. Assess your business risks and coverage needs to select the best policy for your situation.

Protect your business from costly lawsuits with the right insurance. Explore our professional liability options today and get the coverage you need. Contact us for a free quote!

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